Mechanics:

1. Promo will run from JANUARY 2, 2025 to DECEMBER 12, 2025.


2. Eligibility Guidelines:


• All member-borrowers who avail of any AFPSLAI Consumption Loan (Salary/Pension Loan, Emergency Loan, Multi-Purpose Loan and PVAO Pension Loan) from January 2 to December 12, 2025 and with net loan proceeds of at least Php50,000 (before CRI and DST) are qualified for the raffle.


• The member-borrowers should have at least Php1,000 Capital Contribution Account balance as of the draw date.


• Qualified borrowers shall be entitled to one (1) e-raffle entry for every Php50,000 net loan proceeds (before CRI and DST) of each covered loan availed within the quarterly promo period.

Example:

Name of Member-Borrower	Loan Release Date	Type of Loan	Net Loan Proceeds (before CRI & DST)	No. of e-Raffle Entry
JUAN DELA CRUZ	Jan 2, 2025	Salary Loan	Php200,000	4
JUAN DELA CRUZ	March 25, 2025	Multi-Purpose Loan	Php150,000	3
JUAN DELA CRUZ	June 24, 2025	Emergency Loan	Php75,000	1
JUAN DELA CRUZ	Sep 24, 2025	Salary Loan	Php150,000	3



• Combining the net loan proceeds of two or more loans for the purpose of reaching the required minimum proceeds of Php50,000 shall not be allowed.


• For cash prizes, status of loan availed within the respective quarter of the draw date must be current and outstanding. For four-wheeled vehicles, all existing loans of the member must be current and outstanding as of the draw dates to be qualified in the raffle draws.


• The e-Raffle number to be assigned shall be the corresponding Loan Account Number (LAN). For borrowers with single entry, e-Raffle number will be LAN-1, while those with multiple entries, e-Raffle numbers will be LAN-1, LAN-2, and so on.



Example:

NAME OF BORROWER			TYPE OF CONSUMPTION LOAN	DATE RELEASED	NET PROCEEDS	LAN e-RAFFLE ENTRY/IES
SUR NAME	FIRST NAME	MIDDLE NAME
DELA CRUZ	JUAN	SANTOS	SALARY LOAN	Jan 2, 2025	Php200,000	2025610251011945522-1 2025610251011945522-2 2025610251011945522-3 2025610251011945522-4
DELA CRUZ	JUAN	SANTOS	EMERGENCY LOAN	Sep 24, 2025	Php50,000	2025610251011946623-1



3. The member-borrower shall be classified under the branch office where he/she availed of the loan. The participating 33 Branch Offices are as follows:



21 MAIN BRANCH OFFICES		12 MINI BRANCH OFFICES
1. Aguinaldo	13. Tacloban	1. Rizal
2. Crame	14. Catbalogan	2. Manila City
3. Bonifacio	15. Zamboanga	3. Ilocos Sur
4. Sangley	16. Pagadian	4. Cagayan
5. Clark	17. Cagayan De Oro	5. Tarlac
6. Baguio	18. Davao	6. Nueva Ecija
7. Isabela	19. General Santos	7. Calamba City
8. Lucena	20. Cotabato	8. Bacolod
9. Lagazpi	21. Butuan	9. Bohol
10. Palawan		10. Dumaguete
11. Cebu		11. Tagum
12. Kidapawan		12. Iloilo



4. A total of 212 winners shall be drawn, or 53 winners per quarter. Breakdown of prizes for each quarter per area shall be as follows:



1st Draw	LOANS COVERED JANUARY 2 to MARCH 24, 2025 DRAW DATE: MARCH 31, 2025 PRIZES NCR LUZON VISAYAS MINDANAO TOTAL Php10,000 Cash 4 4 4 4 16 Php53,000 Cash 5 12 7 9 33 Toyota Wigo (1.0 E CVT) 1 1 1 1 4




2nd Draw	LOANS COVERED MARCH 25 to JUNE 23, 2025 DRAW DATE: JUNE 30, 2025 PRIZES NCR LUZON VISAYAS MINDANAO TOTAL Php10,000 Cash 4 4 4 4 16 Php53,000 Cash 5 12 7 9 33 Toyota Wigo (1.0 E CVT) 1 1 1 1 4
3rd Draw	LOANS COVERED JUNE 24 to SEPTEMBER 23, 2025 DRAW DATE: SEPTEMBER 30, 2025 PRIZES NCR LUZON VISAYAS MINDANAO TOTAL Php10,000 Cash 4 4 4 4 16 Php53,000 Cash 5 12 7 9 33 Toyota Raize (1.2 E CVT) 1 1 1 1 4
4th Draw	LOANS COVERED SEPTEMBER 24 to DECEMBER 12, 2025 DRAW DATE: DECEMBER 19, 2025 PRIZES NCR LUZON VISAYAS MINDANAO TOTAL Php10,000 Cash 4 4 4 4 16 Php53,000 Cash 5 12 7 9 33 Toyota Vios (1.3 XLE CVT) 1 1 1 1 4



5. A member-borrower may win only once/one prize per quarterly draw. If his/her name has been drawn more than once, he/she gets the prize with the higher(est) value.


6. Raffle draws shall be held at the AFPSLAI Head Office, Capinpin Avenue, Camp Aguinaldo, EDSA corner Col Bonny Serrano Road, Quezon City in the presence of AFPSLAI Audit Team and DTI representative. It may be viewed via Facebook Live.


7. Cash prizes shall be deposited to the member-winner’s Savings Deposit Account (SD-002/red passbook), subject to his/her submission of his/her Tax Identification Number (TIN) for the filing of the appropriate tax within 60 days from notification about his/her winning.


8. On the other hand, the vehicle shall be claimed at the AFPSLAI Branch Office or Satellite Office nearest the member-winner’s residential address based on our records.


9. Redemption period for vehicles is sixty (60) days from receipt of notification.


10. The cash prizes and vehicle shall be forfeited in favor of AFPSLAI, with prior approval of DTI, if the winner does not submit his/her TIN within 60 days from the sending of mail and e-mail by AFPSLAI.


11. These prizes (cash and vehicle) are non-convertible and non-transferrable.


12. All taxes that will be incurred in relation to the prizes shall be shouldered by AFPSLAI.


13. When claiming the cash prizes, winners shall present the registered mail and/or e-mail sent by AFPSLAI, two (2) valid IDs, and any valid ID/documents indicating TIN and address.


14. In case the winning borrower dies prior to receipt of his/her prize, the prize shall be given to his/her heirs, subject to submission of required documents for membership termination.


15. Winners shall be announced via official AFPSLAI Facebook Page, AFPSLAI Viber Channel, and AFPSLAI Website, and their names will be posted in all Branch Offices within five (5) working days from the draw date. Winners shall also be notified via registered mail and/or email.


16. By joining the promo, the member agrees to AFPSLAI’s Privacy Notice and hereby gives his/her consent to the collection and processing of his/her personal data for the purpose of participating in the loan promo. Further, the joining member gives AFPSLAI permission to disclose and publish his/her name and other information, in any mode or manner as it deems appropriate.