In 1994, Mrs. Silva Ligayo, wife of Ltc Camilo Ligayo and a former teacher at Montessori, started teaching 10 students in the garage of their rented house in San Carlos City Negros Occidental. After 12 years, the couple was able to purchase a nearby lot where their Kids Interactive School now stands. The initial capital used in putting up the school was partly sourced from AFPSLAI through a Salary Loan.
The schools have a total of 17 teachers, who are all board-passers. To ensure their professional growth, their teachers are regularly sent to Dep-Ed required seminars. Majority of their pre-school graduates top the examinations of the School of the Future, a DEPED special program for academically-exceptional students in grade school.
His wife was previously employed in a supermarket, hence, has first-hand knowledge of the retail business. As the years went by, they were able to expand their store by renting the adjacent six (6) stalls for P 18,000 a month. The couple also engaged in selling dry goods and prime commodities, usually food items, on retail and wholesale basis. In order to meet the demands of their customers, they hired additional workers to help them man their expanding stores. Since market demand is very high and turnover of goods is very fast, additional loans had to be obtained from AFPSLAI for additional capital. They have invested heavily on delivery vans which is a necessity for the business.
Another business opportunity which P/S Insp Mansueto grabbed is tilapia raising. When he was assigned in Guimaras Island, P/S Insp Manuesto attended a seminar on tilapia growing sponsored by BMEG. When he was transferred to Moises Padilla Municipal Police Station in 2011, he rented an abandoned fishpond which he now uses to raise tilapia. With an initial capitalization of P 150,000, he started with two fishponds and 20,000 pieces of fry given by BMEG. Harvest of tilapia is every four months, which guarantees P/S Insp Mansueto a minimum gross income of P 300,000 per harvest.
In his desire to help his fellow PNP personnel, P/S Insp Mansueto initiated the conduct of seminar on tilapia raising to encourage them to engage in this kind of business. P/S Insp Mansueto’s future plans include the establishment of Merci Pasalubong Centers in Magalona City and Escalante City.