|Step 1||Member-Applicant||Submits the filled-out Back-to-Back Loan Application Form (LAF) to loans unit. Submits Savings Deposit Account (SDA) and Capital Contribution Account (CCA).|
1. Receives loan application, verifies CCA deposit balance and determines loan amount and term.
2. Approves loan.
3. Releases loan proceeds either through Savings Deposit Account (002) or through check.
|Step 3||Member-Applicant||Receives Savings Deposit Account (SDA) passbook with loan proceeds/loan check from Releasing Teller and withdraws amount from Teller.|